India’s 1st Dual-Network Credit Card Is Here — Pay with UPI, Swipe Globally

Scapia, a travel-focused fintech startup, has teamed up with Federal Bank to launch a unique credit card. The Scapia Federal RuPay Credit Card works on both RuPay and Visa networks. This means users can pay through UPI, swipe at stores, shop online, or make global purchases all using just one card.

You get a single credit limit and one monthly bill, no matter how you use it.

One Card. Two Powerful Networks

Thanks to this dual-network setup, you can now use UPI with credit via RuPay. For overseas spending or online shopping, the Visa network kicks in. It’s a smart mix for digital-first users who want flexibility everywhere.

Big Travel Perks and Zero Forex Charges

This card is built for travelers. Here’s what it offers:

• No forex markup on global transactions
• Unlimited lounge access at Indian airports
• Free spa, dining, and shopping services at select airports

Great news if you fly often or love comfort while traveling.

Smart Tools for Seamless Travel Planning

Alongside the card, Scapia’s platform also got a major update for Summer 2025. The new features make trip planning faster and easier:

• AI-based train suggestions to dodge long waitlists
• Map-based hotel filters to stay near beaches, markets, or landmarks
• Discounted airfares for students and senior citizens
• A cleaner Scapia Coin tracker to view and use travel rewards

All tools sit within one app for a smooth booking experience.

Making Travel and Spending Simpler

Scapia wants to merge finance and travel into one smart experience. This new card and app upgrade reflect that vision. It’s built for India’s young, tech-savvy, travel-loving crowd people who want everything fast, flexible, and rewarding.

Anil Goteti, Scapia’s Founder and CEO, calls it a “future-ready experience” and it’s easy to see why.

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